CEA

CEA Screening - Useful in Life & Health Underwriting?

Some insurers have added the carcinoembryonic antigen (CEA) blood test to the laboratory screening profile for Life and Health insurance applications, and some of our U.S. clients have asked for advice on whether to adopt this test.

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CEA Screening - Useful in Life & Health Underwriting?

Life

life insurance

Health

Underwriting

CEA

blood test

Underwriting Requirement Practices: Always Consider the Big Picture

Wed, 09/19/2012

When life insurers set their underwriting requirement practices, the primary focus has always been on protective value (cost vs. benefit). In many smaller companies lacking the resources to conduct internal studies, the usual approach is to consider the practices of larger carriers and most notably those known to routinely do such studies.

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A History Lesson in Insurance Screening

Mon, 09/01/2008

It is said that those who do not know history are doomed to repeat it. In the spirit of this truism, a specter looming in underwriting is in dire need of sobering historical perspective.

Once upon a time, a cancer marker that showed initial promise was embraced for use in insurance screening by a prominent carrier.

Not for long.