This first article in SCOR’s Extreme Sports series will take readers on a deep dive into the world of scuba, examining the training and safety standards required to dive, the risk of injury while diving, risks associated with preexisting conditions, and other important considerations underwriters should have in mind when considering a diver’s application.
An implemented all-singing, all-dancing predictive model doesn’t automatically improve business operations or results. Sometimes it’s barely used. Why not? Based on many years of experience and academic study, Tom Fletcher shares his perspective on why this happens, and presents considerations for optimally deploying model development resources and gaining the full benefits of a new model.
For both insurer and insured, the case for wellness remains strong. RGA's Julianne Callaway and Matt Berkley study the value and potential of incorporating wellness into insurance offerings.
Interview with Samantha Chow on "the state of life insurance underwriting now, in the wake of all of the changes brought on by advances in underwriting data sources and technology."
While the media has reported how COVID-19 impacts the elderly the most, the data provided by the Centers for Disease Control and Prevention (CDC) may be telling us a more insightful story for middle-aged and younger individuals on the relative to expected mortality rate basis. As such, the experience over the past two years may be instructive for the life insurance industry going forward.
Insurance companies are assessing ways to integrate artificial intelligence (AI) and machine learning (ML) into their businesses to increase efficiency, and underwriters are a crucial part of that implementation.
In this article, RGA's Carolyn Pritchard highlights why it's important for underwriters to understand cryptocurrency and establish guidelines for adapting financial underwriting to this new asset class.
Two years of a worldwide coronavirus pandemic is leaving its imprint on life insurance.