RGA's Mike Cusumano explains how through cross-functional collaboration insurers can apply data analysis to refine and improve complex case underwriting. Read Part II of this article series to learn how additional and more complex analyses can provide more precise – and more actionable – underwriting insights.
Part I of this two-part article series presents a simple but effective approach to understanding the relationship between two conditions. In Part II, RGA's Mike Cusumano explores more complex data analyses and explains why cross-functional collaboration remains the key to success.
The New Normal for Advanced Risk Selection
Companies that embraced growth strategies before COVID-19 were poised to tackle even the biggest challenges brought on by the pandemic, including a lack of traditional underwriting requirements, the shift in consumer needs, and changing distribution channels.
Applicant disclosure is a basic need for accurate and fair life insurance underwriting. In recent years, companies have increased their use of behavioral science research and are incorporating its techniques into many parts of the application process to improve disclosure rates.
Forecasting long-term mortality improvement trends for insurance
RGA's Dr. Dan Zimmerman reviews recent controversies and developments in aging research and updates what to anticipate in the coming years.
Northwestern Mutual recently transformed its underwriting and life insurance purchase experience. Vice President Nichole Lecher discusses how.
During the past 30 years, autism spectrum disorder (ASD) has emerged as one of the faster-growing diagnosed disorders of childhood. Its growth in prevalence among children has led to the need for a much greater focus on this area from not only a clinical lens but also an insurance one.
ChatGPT is taking the world by storm. Like so many other organizations focused on digital transformation, we were immediately intrigued and wondered how we could help our carrier partners innovate using ChatGPT and other AI tools like it. Several RGA teams started looking into the possibilities for everything from underwriting to data analytics.