Original Articles

Hank surveyed CUO's to answer the question: do insurers consider vaccination status when underwriting individual life business?

Hank's second of two lectures on opioid underwriting.

Hank's first of two lectures on opioid underwriting.

Slides from Hank's lecture on state-of-the-art melanoma underwriting at the 2018 AHOU conference.

Have you noticed that the word invasive is being bandied about more and more often in underwriting-related articles and commentaries published online and in various industry publications? This is mainly being done by those advocating radical changes in underwriting practices.

The purpose of this paper is to discuss the insurability implications of low normal/ below normal ALT in the elderly… in the hope that insurers will consider adding appropriate guidelines for this finding at older ages.

Hank's take on life underwriting in the year 2025.