News

How Credit Data Enhances Mortality Risk Prediction: A new study by RGA

Tue, 11/28/2023

In a new white paper, RGA experts Mark Ma, Guizhou Hu, and Taylor Pickett present the results of their actuarial validation of Milliman Irix® – Risk Score 3.0 with Credit, a commercial risk-scoring product that combines prescription drug, medical billing, and credit data to generate four different scores for mortality risk segmentation.

Links
How Credit Data Enhances Mortality Risk Prediction: A new study by RGA
Life
Underwriting
credit scores
big data

Individual Life Accelerated Underwriting – Highlights of 2023 U.S. Survey

Tue, 11/28/2023

Gen Re is pleased to share this summary of key highlights from the U.S. 2023 Individual Life Accelerated Underwriting Survey.

Links
Individual Life Accelerated Underwriting – Highlights of 2023 U.S. Survey
Life
Underwriting
accelerated underwriting
technology

Hypertrophic Obstructive Cardiomyopathy

Tue, 11/28/2023

Hypertrophic obstructive cardiomyopathy (HOCM) is a genetically determined disease of the heart muscle.

Links
Hypertrophic Obstructive Cardiomyopathy
Life
Insurance Medicine
Hypertrophic Obstructive Cardiomyopathy

Testing for AI Bias

Tue, 11/28/2023

Colorado Division of Insurance proposes first-of-its kind regulation requiring life insurers to test their underwriting process for racial and ethnic bias.

Links
Testing for AI Bias
Life
Underwriting
artificial intelligence
AI

How a 100-year-old Insurance Brand is Fighting AI Bias with Data

Tue, 11/28/2023

It's on a mission to make underwriting more inclusive

Links
How a 100-year-old Insurance Brand is Fighting AI Bias with Data
Life
Underwriting
artificial intelligence
AI

How Insurers can Build the Right Approach for Generative AI

Tue, 11/28/2023

Generative artificial intelligence (GenAI) has the potential to revolutionize the insurance industry. While many insurers have moved quickly to use the technology to automate tasks, personalize products and services, and generate new insights, further adoption has become a competitive imperative.

Links
How Insurers can Build the Right Approach for Generative AI
Life
technology
artificial intelligence
GenAI

registration

Swiss Re Lifts Hood on its 'Holistic' Approach to Mental Health Underwriting

Tue, 11/28/2023

Global head speaks on role of insurance in mental health progress

Links
Swiss Re Lifts Hood on its 'Holistic' Approach to Mental Health Underwriting
Life
Reinsurance
Underwriting
mental health

New Tools, New Risks: Digitization in the AI Age

Tue, 11/28/2023

For insurers, digitization continues to evolve, providing greater functionalities, analytical capabilities, and more. In this article, Dr. Dhiraj Goud discusses the many new tools now available to the industry, their benefits, and their challenges. 

Links
New Tools, New Risks: Digitization in the AI Age
Life
technology
artificial intelligence

Managing Client Expectations: The Medical Side

Tue, 11/28/2023

Managing client expectations is now more critical than ever and has extended quite firmly into medical underwriting.

Links
Managing Client Expectations: The Medical Side
Life
Medical Underwriting
sponsored by:

Milliman

 

SCOR

 

hannover-re

 

canadalife

 

PartnerRe

 

Behavioral Diagnostics

Articles

Vaccination Status in Life Underwriting

Thu, 02/24/2022

Hank surveyed CUO's to answer the question: do insurers consider vaccination status when underwriting individual life business?

Continue..

Life
Underwriting
COVID-19

Webinar Recording: Fair vs Unfair Discrimination in Underwriting

Tue, 06/25/2019
Here is the recording and powerpoint file of Hank's webinar on Fair vs Unfair Underwriting presented on June 18, 2019.

Continue..

Life
life insurance
Underwriting
big data

Red Flags in Opioid Use Underwriting (Slides)

Wed, 04/24/2019

Hank's second of two lectures on opioid underwriting.

Continue..

Life
life insurance
Underwriting
opioid abuse

Underwriting Opioid Use and Abuse (Slides)

Tue, 01/08/2019

Hank's first of two lectures on opioid underwriting.

 

Continue..

Life
life insurance
Underwriting
opioid abuse

Melanoma Underwriting

Fri, 05/18/2018

Slides from Hank's lecture on state-of-the-art melanoma underwriting at the 2018 AHOU conference.

Continue..

Life
life insurance
Underwriting
melanoma
X