Diving Deeper - Understanding Scuba in Underwriting
This first article in SCOR’s Extreme Sports series will take readers on a deep dive into the world of scuba, examining the training and safety standards required to dive, the risk of injury while diving, risks associated with preexisting conditions, and other important considerations underwriters should have in mind when considering a diver’s application.
An implemented all-singing, all-dancing predictive model doesn’t automatically improve business operations or results. Sometimes it’s barely used. Why not? Based on many years of experience and academic study, Tom Fletcher shares his perspective on why this happens, and presents considerations for optimally deploying model development resources and gaining the full benefits of a new model.
How Does Our Experience with COVID-19 Impact the Life Insurance Industry Going Forward?
While the media has reported how COVID-19 impacts the elderly the most, the data provided by the Centers for Disease Control and Prevention (CDC) may be telling us a more insightful story for middle-aged and younger individuals on the relative to expected mortality rate basis. As such, the experience over the past two years may be instructive for the life insurance industry going forward.
Concluding our 4-part 2022 interview series on cancer, Dr. Achim Regenauer answers questions for Life underwriters on cancer and genetics, questions relating both to cause and to advances in clinical medicine.
Antimicrobial Resistance (AMR) - A Global Burden, an Individual Problem
Antimicrobial resistance (AMR) has long-term environmental, health, and financial implications. It is a major threat to human health, but measures are being put in place to address the crisis. RGA's Hilary Henly, Global Medical Researcher, analyzes this major threat to human health, and explains how AMR is likely to affect the insurance industry.
Have you noticed that the word invasive is being bandied about more and more often in underwriting-related articles and commentaries published online and in various industry publications? This is mainly being done by those advocating radical changes in underwriting practices.
The purpose of this paper is to discuss the insurability implications of low normal/ below normal ALT in the elderly… in the hope that insurers will consider adding appropriate guidelines for this finding at older ages.