Presentations from the 2018 WAHLU Spring Seminar
Slides from the 2018 Wisconsin Association of Health and Life Underwriters have been posted at the WAHLU website.
- Drugs: Startling trends, testing & tales
- Underwriting Asthma & COPD Using Rx
- Underwriting Alcohol-Related Risk
Impaired Risk Review: Broken Heart Syndrome
Is it true, as stories suggest, you can die of a broken heart? Likewise, can you have suffered a broken heart and get a standard life insurance policy? The answer to both questions is yes. The entity is known as Takotsubo cardiomyopathy, or as stress cardiomyopathy, and is very real.
Organ Transplantation - Improving Life and Reducing Risk
The positive health impact means many more individuals with this complex medical history are considering life insurance. We mostly associate organ grafting with kidney, heart, lung, pancreas, liver or severe blood disease and it’s these procedures that most commonly require underwriting assessment.
Underwriting Engine Banana Skins
Recent blog post from SelectX on issues that can arise during an underwriting rules implementation.
Adult Congenital Heart Disease
The definition of congenital heart disease (CHD) is the persistence of any structural abnormality of the heart or great vessels that is present at birth. Those patients with CHD who achieve adulthood are considered to have adult congenital heart disease (ACHD). This is a very heterogenous group, consisting of multiple types of lesions and various stages of repair.
Why ‘Big Data’ Will Force Insurance Companies to Think Hard About Race
The controversy surrounding the political consulting firm Cambridge Analytica’s use of personal data harvested from social media accounts without the users’ permission is among the first of what likely will be a long series of public debates about how the use of “big data” can shape our lives. And one of the most obvious battlegrounds where we should expect such fights to play out soon is in the insurance industry.
Consumers, Insurers and Genetic Information
The United Kingdom may have come up with a good, practical compromise.
The Amazonization of Life Insurance
In theory, it is the depersonalization of the consumer experience and process in search of the cheapest and easiest alternative in doing business. Life insurance is unfortunately one of those entities subject to these forces, whether by Amazon or by other methods insurers are now using to amalgamate the process.
This Life Insurer Harnessed the Power of the Selfie
Legal & General America, a top player in the U.S. term life market, has found a secret passage into U.S. consumers’ wallets: selfies.