Fitness and Health Apps may be Sharing the Most Private Details about your Life
There’s not enough oversight for apps that track everything from people’s fitness routines to their menstrual cycles, bioethicists say.
Why the Life-Insurance Industry Wants to Creep on Your Instagram
Insurers are using customers’ social-media posts to determine premiums, inviting the potential for our digital lives to become disingenuous performances.
Very Risky Business: The Pros and Cons of Insurance Companies Embracing Artificial Intelligence
It’s a new day not very far in the future. You wake up; your wristwatch has recorded how long you’ve slept, and monitored your heartbeat and breathing. You drive to work; car sensors track your speed and braking. You pick up some breakfast on your way, paying electronically; the transaction and the calorie content of your meal are recorded.
Why Life Insurance Companies want your Fitbit Data
Customers can withhold their fitness data, but that will result in higher premiums, which may put life insurance out of reach for low-income earners. This in turn could have an impact on whether would-be homeowners can take out mortgages, some of which can require a life insurance policy on the principle borrower.
A Life Insurance Company Wants to Track your Fitness Data
A company using what seems like a fun smartphone game to get you to walk more might be a slippery slope. With access to all that data, what will a big corporation ultimately do with it? This is still new, so the implications are murky.
Don’t Share Your Health Data with Insurance Companies Just for the Perks
Insurers are today capable of and are, in fact, gathering ever-more-detailed information about us, using publicly available and purchasable information like shopping records, household details, and social-media profiles to inform decisions.
Your Insurance Company Knows More About you than Facebook
Congress may have forced Mark Zuckerberg to reveal more about personal data gathered on Facebook (FB). But consider this: Your insurance company likely knows a lot more about you.
New Tech & Big Data: Are They Good for Insurance?
Richard Keating investigates how big data and new technologies are changing the face of the insurance industry, and examines the resulting threats and opportunities.
The Impact of Big Social Data (Thinking Out Loud with LIMRA Podcast)
Jennifer Golbeck, Director of the Human-Computer Interaction Lab at the University of Maryland speaks with LIMRA’s Eric Sondergeld about “Big Social Data” and how to balance the need by industry for insight with the desire for privacy by consumers.
Do Health Apps Threaten the Privacy of Sensitive Data?
The growing use of smartphone apps and wearable devices to generate personal health and lifestyle data poses a dilemma for privacy. While individuals have much to gain using apps to help them manage ongoing health concerns, including better understanding of their health, the privacy of the data itself may be at risk.