The Vape Debate
Smoking cessation has been a large contributor to improving mortality over the past few decades and tobacco use, amongst adults and teens, is at an all-time low. However, the trend of vaping and e-cigarettes has exploded. What are the implications for insurers?
Smokeless Fuels the Tobacco Debate
Despite its dwindling popularity in many countries, smoking remains the leading preventable cause of illness and premature death in the world.
Cancer Deaths Fall to Lowest Rate in Decades as Smoking Declines
Fewer Americans are getting cancer, and more of those who do are surviving the disease, according to a new study.
UPDATE: Debunking the Myths: the Facts about Cotinine
This popular post from 2012 has been updated with recent research.
Why Hookah Pipes Aren’t a Healthier Way to Smoke
Many people incorrectly believe smoking this way is less harmful than using cigarettes, especially with non-tobacco products for use in hookah pipes often marketed as a “healthier” alternative to flavoured tobaccos. But this method of smoking itself poses significant health risk.
Close But No Cigar: E-Cigarette Users are Mostly Smokers Not Quitters
E-cigarettes, the tobacco-free devices that deliver nicotine in an aerosol vapor, appeal almost exclusively to current and recent smokers. Fewer than 1% of people who have never smoked use e-cigarettes.
New Life Insurance Product Provides Incentive for Cigarette Smokers to Quit
Sentry Life Insurance Company and the National Association of Insurance Marketers (NAIM) announced today a joint marketing agreement to offer Commit to Quit, a new term life insurance product designed specifically for cigarette smokers who want to live smoke-free.
Weed Users Avoid Smoker Penalties at 29% of U.S. Life Insurers
Marijuana users, who can now buy weed without fear of arrest in some U.S. states, can also get life insurance without facing a smoker penalty -- if they shop carefully.
Smoke and Mirrors: Marijuana Use and Underwriting
Most life insurers underwrite adult marijuana use as if it conferred the same relative mortality risk as cigarette smoking. Is this approach based on credible evidence or rather driven by long-standing misperceptions of the risk implications of marijuana consumption?