Modeling Mortality at Older Ages - Benefits and Challenges
When one looks at a curve of the mortality rates by age in developed countries, we notice a very regular pattern. Especially the middle-age groups - age 30 to 70+, for example - seem to have close to an exponential curve in mortality rates.
Genetics and Insurance: Challenges and Opportunities II
The impact of genetic testing on the insurance industry will continue to be an important topic of actuarial research for some time as insurers address its effect on pricing and valuation. Insurance product development opportunities may also emerge to capitalize upon the genetics revolution. This paper explores the implications for the insurance industry.
Predictive Analytics in Life Insurance: How to Get Real Results
RGA shares basic steps insurers can take to prevent overfitting for more accurate predictive models.
Emerging Underwriting Methodologies and their Impact on Mortality Experience Delphi Study
The Society of Actuaries sponsored a Delphi study to gather expert viewpoints regarding emerging underwriting methodologies and their impact on future mortality experience.
Cancer Mortality Patterns in Insured Lives
For life insurers, a major source of mortality risk mitigation is prudent underwriting at the time of application, which should ultimately reduce future claim costs. One way to refine the underwriting process is through measuring the impact of underwriting using insurance claims experience.
Preparing for Artificial Intelligence before its Too Late
Intelligence and awareness of our own being are two fundamental pillars of being human. But what happens when they’re no longer uniquely human traits?
Mortality Trends with Alzheimer’s Disease (Slides)
Slides from Dr. Brian Ivanovic’s presentation at the SOA Underwriting Issues & Innovations Seminar, Aug 1-2, 2016 in Chicago have been posted.
(Go to “Medical Topics” at the 8:05-9:40am time slot to download PDF)
Predictive Modeling Case Study – Life Insurance Underwriting
Vince Granieri, FSA, MAAA, EA from Predictive Resources presents a case study of applying predictive analytics to a classical actuarial problem: life insurance underwriting.
MIB Mortality Risk Analysis Committee: Diabetes Study (Video)
This video presents findings from a recent study on diabetes conducted by the MIB Mortality Risk Analysis Committee.
The link to the study is here: http://www.mibgroup.com/pdf/2016_06_diabetes_study.pdf
Mortality Rates are Rising for White Middle-Aged Americans
White, middle-aged Americans are dying at rising rate according to a recently published report in the Proceedings of the National Academy of Sciences. The trend, which commenced in 1999, is not demonstrated in any other economically well develop country. Nor is it demonstrated in black and Hispanic Americans.