Underwriting Statistics: They fib but they don’t lie

Underwriters are commonly thought of as pseudo-doctors, unraveling complex medical histories and risk factors and translating these into life expectancies. Or as pseudo-accountants, reviewing pages of financial statements and tax returns in order to determine (to the penny!) how much insurance is warranted on an individual. Yes, underwriting involves both of those skill sets but what is often overlooked is perhaps the most important facet of underwriting. (Canada Life Reinsurance)

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