Underwriting engines: the new strategic imperative in life and disability business

Underwriting rules engines are attracting more and more interest from life and disability insurers looking to address three key issues:

• Streamlining the new business process for improved service to customers and advisers
• Improving risk management and consistency of underwriting in the face of a shrinking pool of technical skills
• Generation of better management information with the twin goals of improved profitability and satisfying increasingly demanding regulation.

This report, produced by SelectX Ltd and Hank George Inc., reviews the latest developments in rules engines and defines the critical factors that define successful engine implementation and maintenance.
To provide a background the report draws upon a worldwide survey of 179 insurers carried out by SelectX and Hank George Inc. in 2011.

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Engine Paper cover and toc.pdf510.23 KB

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