Modeling Mortality in Life Insurance Applicants

Over the last few years, ExamOne has developed a mortality risk assessment model capable of accurately determining the relative likelihood of premature death in the insurance applicant population. The model determines a percentile ranking of comparative mortality risk, normalized by age, gender and smoking status. We call the ranking a “risk IQ.”

(Article is on page 22) http://www.soa.org/library/newsletters/small-talk/2012/january/stn-2012-...