Medications And Underwriting

Underwriters always ask about medications being taken for an illness or disease, and often can tell a lot by what’s being prescribed and relating it to the possible severity of the disease. While a detailed APS usually answers most questions, this is particularly true in situations in which preliminary evaluations or “quick quotes” are requested.

Sometimes, however, being on medication creates a more favorable underwriting outcome, and it isn’t always worse to be on a prescription.

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