Healthcare reform: Strategic considerations for 2011
Of the many complicated reforms in the Patient Protection and Affordable Care Act (PPACA), four in particular present near-term strategic issues. Two of them require immediate attention in 2011:
- Meeting the new medical loss ratio (MLR) requirements
- Changes in premium rate regulation
Two others do not come into full effect until 2014, but insurers need to be planning for them now:
- Guaranteed issue and related rating limitations
- State health insurance exchanges
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