The ECG As A Requirement at Older Ages

Can we treat new underwriting tools for the elderly as substitutes for traditional tests like the electrocardiogram (ECG)?

Many arguments for the adoption of new underwriting requirements rely on a favorable comparison with resting ECGs, a traditional age and amount requirement. Usually, the comparison involves a single impairment. While these arguments are generally sound, they fail to acknowledge that ECGs can detect a number of other impairments.

http://www.transamericareinsurance.com/Media/media_associateArticle.aspx...