Age and Amount Requirements – Prevalence and Mortality (RGA Reflections)

When underwriting life insurance policies, the types of evidence usually requested by insurance companies include medical evidence such as collection of fluids, attending physician’s statement, electrocardiograms, prescription histories, and non-medical evidence such as motor vehicle reports, inspection reports, and possibly several other items. The type of underwriting exam requested will also vary, as underwriting requirements for life insurance policies typically vary by age of the applicant and amount of coverage requested.

This article appears in the RGA Reflections newsletter on page 6.
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