Insurance Medicine

PSA Testing And Insurance Medicine

Laboratory testing is an essential part of risk selection. Most insurers run PSA levels to help test and screen for prostate cancer. In fact, the FDA has approved the use of the PSA test to help detect prostate cancer in men 50 and older.

Family History - The Long and The Short of It

Everyone is familiar with the use of family history, especially early death before the age of 60 or 65, as a marker for potential genetic syndromes associated with premature onset of cancer or coro

Childless Men May Face Higher Heart Disease Risk

Men who do not have children appear to face a higher risk of dying from heart disease than those who become fathers, a new study suggests.
 

Immunodeficiency in HIV infection and Immunosuppressive Treatments (SCOR)

HIV (Human Immunodeficiency Virus) infection is the cause of the Acquired Immune Deficiency Syndrome, AIDS, which presents with multiple infections and tumours. Since 1996, the efficacy and increased use of treatments associating 3 different classes of drugs — “triple therapy” — has significantly reduced the prevalence of AIDS and the mortality rate in HIV-infected individuals in countries with widespread access to health care.

Mortality Risk Substantially Increased By Cognitive Impairment

According to a new, long-term study from Regenstrief Institute and Indiana University researchers, cognitive impairment, especially at the moderate to severe stages has an impact on life expectancy similar to chronic conditions such as diabetes or chronic heart failure.

Underwriting Cancer Survivors

As early detection and treatment for people with cancer becomes increasingly improved and widespread, more and more cancer survivors are applying for insurance with favorable outcomes—and receiving standard policies.

House Calls Underwriting Newsletter from Generali USA: Case Study Edition

Cases covered:

Case 1: Long QT Syndrome
Case 2: Well Muscled Male
Case 3: Vertebral Artery Dissection

Heart: SCD Predictors May Help Identify Those at Risk of MI Mortality

Researchers have developed a potentially useful list of predictors of atherosclerotic sudden cardiac death (SCD) to help clinicians distinguish patients who are likely to die of a heart attack from those who might survive one. Their ultimate goal is to create a risk stratification score applicable for the general population and provide interventions to prevent development of traits that contribute to SCD.

Comorbidities Tied to Postop Risk of Death in IBD

Among patients with inflammatory bowel disease (IBD) who are undergoing bowel surgery, the likelihood of dying in the hospital increases the more comorbidities they have, researchers found.

Is Betel (Areca Nut) Use Addictive?

Areca nut is the seed of fruit oriental palm known as Areca catechu. Many adverse effects of nut chewing have been well documented in the medical literature. As these nuts are mixed with some other substances like tobacco and flavouring agents, it has been hypothesized that it might also cause some dependency symptoms among its users. Therefore, the objective of this study was to investigate dependency syndrome among areca nut users with and without tobacco additives and compare it with dependency associated with cigarette smoking among the male Pakistani population.

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