Articles

NT-proBNP: Implications for Life and Morbidity Risk Underwriting

Hank's 3rd NT-proBNP research paper is now available. It covers the world literature on this remarkable test from 2009 to early 2014.

Prior papers can be found here:

Reducing Our Use of Medical Records

Hank George, FALU, CLU, FLMI

The prevailing mantra of senior management regarding underwriting and most other operational functions is "faster, cheaper, better."

Blood...Without Blood: A Novel Simplified Underwriting Asset

Hank George, FALU, CLU, FLMI

The success of simplified life products in the marketplace will be greatly impacted by how the premium rates match up against fully underwritten products.

2007 & 2011 Life Underwriting Requirement Surveys: A Comparative Analysis

This paper compares and analyzes findings from the 2007 and 2011 Life Underwriting Requirement surveys.

2010 Pharmacy (Rx) Profile Survey: An Analysis of the Findings

The 2010 Pharmacy (Rx) Profile survey was completed by 99 insurers doing individual life business in the United States.

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