Hank's 3rd NT-proBNP research paper is now available. It covers the world literature on this remarkable test from 2009 to early 2014.
Prior papers can be found here:
Hank George, FALU, CLU, FLMI
The prevailing mantra of senior management regarding underwriting and most other operational functions is "faster, cheaper, better."
The success of simplified life products in the marketplace will be greatly impacted by how the premium rates match up against fully underwritten products.
This paper compares and analyzes findings from the 2007 and 2011 Life Underwriting Requirement surveys.
The 2010 Pharmacy (Rx) Profile survey was completed by 99 insurers doing individual life business in the United States.
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