Insurance Medicine

Bariatric Surgery – Cure-all for Serious Obesity?

The global trend for obesity has been accompanied by an increased interest in bariatric surgery. The impact of bariatric surgery can be impressive: after the operation, patients lose weight rapidly and, over time, associated conditions such as impaired glucose tolerance (including type 2 diabetes) and mild hypertension may no longer be evident. But how sustainable are the treatment results and what do they mean for risk analysis in life and disability insurance?

Medical Marijuana for the Treatment of Multiple Sclerosis

“From Pariah to Prescription” was the title of a review that appeared some years ago on the possible medical use of marijuana. What then seemed utopian and provocative has now become reality! A recently published comprehensive meta-analysis came to the conclusion that the muscle relaxant and analgesic effects of THC in cases of multiple sclerosis (MS) were well documented.

Chokingunya Fever (Scor Global Life)

Chikungunya fever (CHK) is a febrile illness associated with severe arthralgia and rash. CHK was first identified in Tanzania in the early 1952 and has caused periodic outbreaks in Asia and Africa since the 1960s. The virus is transmitted from human to human by vectors, infected Aedes aegypti and/ or Aedes albopictus female mosquitoes.

Zika Virus Outbreak – What Does It Mean for Insurers? (Gen Re)

In February 2015 the Ministry of Health in Brazil investigated and later confirmed an outbreak of Zika virus that has since then spread rapidly through Latin America.1,2 Infection with Zika commonly causes very mild symptoms but this outbreak has created global news headlines and prompted some startling reactions. The WHO declared a global public health emergency, Brazil deployed 200,000 troops to battle mosquitos and women across Latin America were advised to postpone pregnancy.

High Body Fat Can Be Dangerous Even with Normal BMI

MI (body mass index), which measures a person’s height in relation to weight, fails to capture a true picture of health, according to a new study released the by Annals of Internal Medicine, and is incomplete as a method of determining risk factors for heart disease, diabetes and other chronic conditions.

Revolutionary: Eye on Big Data, Medicine and Underwriting

A multidisciplinary revolution is underway that bridges advances in IT, medical science and underwriting.

RGA ReFlections Vol 37

The latest issue of RGA’s global medical newsletter includes the following articles:

  • Critical Illness Insurance: A Medical Perspective
  • Cervical Cancer Update
  • Longer Life Foundation
  • ReCite: Interesting and relevant articles in insurance medicine
  • Recent Webcasts

Life Expectancy Substantially Drops With Disease Combo

While having one major health problem -- such as diabetes, myocardial infarction, or stroke -- can increase the risk for an early death, new research warns that the risk of dying prematurely goes up significantly for individuals with more than one of these conditions.

Concerns Rise Over MERS

By June 11, 2015, nine deaths were attributed to Middle East Respiratory Syndrome (MERS) in South Korea, where 130 cases had been confirmed. It is the largest outbreak of the viral disease recorded outside the Arabian Peninsula so far.

Grip Strength Could Be Useful Indicator of CVD, Mortality Risk

Decrease in strength linked to higher risk of myocardial infarction, stroke, and premature death.

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