Global Industry

Insuring HIV-Positive Lives in Europe - No Big Deal?

Around 2.5 million people in Europe are living with HIV.1 The overall prevalence is 0.3% compared to 5% in Sub-Saharan Africa.2 Most European countries have been working to combat the HIV epidemic since the early 1980s. As a result, mortality from AIDS in Europe has steadily decreased since 2001.3 But does this mean that the crisis is really over? And what does this imply for the insurance industry?

RiskeBusiness Issue 56

The lastest issue of RiskeBusiness has been posted at ALUCA's website.

Obesity in Asia: Putting the Problem in Perspective (Gen Re)

Although some of the lowest prevalence rates of obesity are found in Asia-Pacific countries, economic and social factors leave the region as a whole experiencing alarming rates of increase.

​Anticipating Infectious Disease Impacts in an Increasingly Globalized World (Webcast)

This webcast will cover what we currently know about emerging global infectious diseases, reflecting on events from the 1918 Spanish flu to the current Ebola epidemic in West Africa. We will also discuss what tools are available to help the insurance industry better plan for and respond to tomorrow’s inevitable epidemics.

Mexico Makes a Stand Against Obesity

Obesity used to be considered almost exclusively a problem of developed countries. But recently rates of obesity in developing economies have increased abruptly. Indeed, obesity is now often linked to more deaths than malnutrition and some infectious diseases.

2015 Global Insurance Outlook

Key challenges in 2015 include rising competition, generally soft pricing conditions and tight profit margins. To effectively surmount these problems, many insurers are investing technological solutions that improve front-end sales, distribution and customer service, and enhance back-end operational efficiency and expense management.

Life Insurance Product Development Innovation and Optimization

​Life insurance new product development continues to be negatively impacted by long lead times, both to generate ideas and bring them to market, and the perceived quality of innovation within these new ideas.

In mid-2014, RGA sought to assess and quantify these issues more closely by conducting its first global survey of life insurers.

A Crossroad Awaits in India

​In the 15 years since India reprivatised its insurance industry, several models have been developed to optimise operations, distribution, and suitability. Mr. Amit Punchhi of RGA examines the three elements that are contributing to the slowing down of the life market’s growth.

Underwriting Shisha

Shisha – the practice of smoking tobacco or non-tobacco alternatives in waterpipes – is becoming increasingly popular worldwide. Mr Devesh Anand of RGA Reinsurance Company Middle East Limited looks into the health risks of shisha and the underwriting considerations involved.

Obesity - A Global Issue for Insurers

Over two billion people, or nearly 30% of the world’s population, are overweight or obese. It would be convenient to see this grim statistic as the inevitable by-product of the improved quality of life and economic success being enjoyed by more people in more countries. The fact is, however, obesity is taking a huge toll on society, in economic as well as in health terms.

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