SCORacle UK Life Newsletter Issue 7

Welcome to the 7th edition of SCORacle, which contains some variation to the usual Underwriting and Claims focus and includes articles by 3 young students that spent some time with SCOR in the summer to provide their views of our industry. This provides a fascinating insight into the thoughts of our consumers of the future. In addition, we also have some interesting information from our Consultant Cardiologist on two commonly seen conditions that from an underwriting perspective we should keep an eye on and for our readers who are Claims assessors, we include some information relating to changes to death certification.

SCORacle Newsletter 5

The latest issue of SCOR’s UK Life Newsletter has been posted. Contents of the latest issue include:

- Solem: What’s new with SCOR’s Underwriting and Claims manual?
- Underwriting and Claims Development Team: Our role in supporting our clients in underwriting and claims excellence
- “To Err is Human:” How should we speak to our claimants?
- Antibiotic Resitance: Is this becoming a Global Crisis?
- General Data Protection Regulation (GDPR): What will it mean for the insurance industry?

Social Media – Aiding Claim Investigations (Hannover Re)

The information people post online can tell a somewhat different story than what is being presented to doctors and insurers on a claimant statement or application, and can be used in conjunction with other facts to adjudicate claims or when underwriting an applicant.

SCORacle #4: SCOR Global Life Newsletter

The 4th edition of SCOR Global Life’s newsletter includes articles on a variety of topics in connection with underwriting and claims.

Advances in Cardiac Imaging and the Implications for Underwriting and Claims

Echocardiography was developed during the 1970s and 1980s and allows clinicians to image the heart. The first “M-mode” images were one-dimensional but this was later supplemented with two-dimensional and color Doppler imaging as the technology developed.

Insurable Interest and the Life Insurance Claim

Claim professionals face many unique and diverse challenges when determining whether a claim is payable and to whom such claim shall be paid. The claim professional’s role and expertise is critical since one may unknowingly pay invalid claims on policies that were improperly issued, or even where fraud was involved in the application, unless one basic requirement of the life insurance contract is validated – the presence of insurable interest.

Ebola - Underwriting and Claims Considerations

Ebola virus disease (EVD), Ebola haemorrhagic fever (EHF) or simply Ebola as we have come to know it is a disease of humans and other primates caused by ebolaviruses.

Are They Dead? The Missing Insured

How a prompt and thorough claims investigation can assist in missing insured cases.

​RGA International Health Briefs: Cancer Treatment

The treatment of cancer is undergoing a major period of research and development with new treatments being introduced on a regular basis. Many of these are very expensive, with the cost of some new drugs running into tens of thousands of dollars. Cancer is highly emotive, with patients eager to benefit from the latest medical advances. It is therefore important that health underwriters and claims assessors have knowledge of these treatments.

This article introduces some types of treatment being used to combat cancer today. In future articles we will more fully explore each treatment type.

Foreign Deaths - Essential Tools For Your Investigation

Managing claims involving deaths outside of the United States is a unique challenge for insurers and the claim professional. Foreign deaths are often more complex, and the risk of fraud is much greater than domestic death claims. This requires the collection and analysis of information that may not be necessary for other claims. One tool that can be used to assist in the collection of information necessary to analyze a foreign death is the Foreign Death Questionnaire.

Syndicate content