Presentation from the SOA '10 Health Meeting, held on June 28–30, in Orlando, FL.

A National Association of Insurance Commissioner (NAIC) subgroup is getting into the finer details of implementing the Patient Protection and Affordable Care Act (PPACA) minimum medical loss ratio provisions.

Presentation from the SOA '10 Health Meeting, held on June 28–30, in Orlando, FL.

Diabetes is a major health cost driver, and people with the condition are at higher risk for developing severe complications. The authors' modeling indicates that a 50% improvement in type 2 diabetes management would have immediate positive results, and in 20 years would lead to a lower rate of diabetes-related complications and deaths as well as a reduction in associated medical costs.

The state healthcare exchanges that will be created as part of the Patient Protection and Affordable Care Act are intended to bring buyers and sellers together in a single marketplace for qualified healthcare insurance. While the idea of a single marketplace is relatively straightforward, there are numerous underlying complexities, including plan cost, affordability, access, group size, participant age, marketing and education, eligibility, plan qualification, and risk adjustment. States that plan to establish exchanges should be well aware of these issues and should determine the best course of action depending on their specific circumstances.

Presentation from the SOA '10 Health Meeting, held on June 28–30, in Orlando, FL.

Presentation from the SOA '10 Health Meeting, held on June 28–30, in Orlando, FL.