RGA recently completed a study with MIB Group, Inc (“MIB”) with the primary goal of quantifying the link between an individual’s level of prior insurance activity and the risk of early policy lapsation. This paper summarizes the findings of that study.

This article considers the legal and regulatory issues surrounding the use of social media postings in underwriting.

The Society of Actuaries (SOA) has undertaken research to uncover the differences in mortality expectations between life insurance, annuity and pension products at older issue ages, and to increase awareness of potential impacts that these differences may have on managing the risk assumed for various financial services products in the United States.

Insurance companies across the industry will have to overcome significant hurdles as they look to bolster their top- and bottom-lines in 2012.

Ark.-based marketing services company Acxiom recently surveyed more than 3,000 consumers about their perception of life insurance and how they approach shopping for it.

Each year, approximately 350,000 persons are diagnosed with breast, cervical, or colorectal cancer in the United States, and nearly 100,000 die from these diseases. The U.S. Preventive Services Task Force (USPSTF) recommends screening tests for each of these cancers to reduce morbidity and mortality.

Milliman was engaged by the Society of Actuaries (SOA) to conduct research identifying laboratory tests that are not widely used in the life insurance industry but could have potential benefits for use in the life insurance underwriting process. This report presents the results of the research.