Hyperglobulinemia and Risk Assessment: A Case Study
RGA's Dr. Sheetal Salgaonkar, Vice President and Medical Director, Global Medical, RGA India, offers a fascinating case study on serum protein tests and how they should be considered in risk assessment.
Increases in BMI Among Applicants in the Life Insurance Marketplace During the COVID-19 Pandemic
The changes to daily life and the uncertainty brought on by the COVID-19 pandemic continue to have impacts on the mental and physical health of populations around the world. One health impact often attributed to the COVID-19 pandemic is weight gain due to decreased activity and indulgence in “comfort foods.”
RGA's Dr. Adela Osman, Chief Medical Research Officer, RGA South Africa, offers an eye-opening examination of sleep and medicine in ReFlections. She argues that sleep deprivation is an under-recognized public health crisis.
According to the Foundation for a Smokefree America, smoking is the single most preventable cause of death and disease causing more fatalities than cocaine, auto accidents, AIDS, alcohol, heroin, fire, suicide and homicide combined.
Quantifying Lifestyle Behaviors Holds the Key to Wider Adoption of Insurance-Linked Wellness Programs
Life insurance-linked wellness programs were first developed more than 20 years ago, and insurer interest in these programs has continued to grow ever since. Nevertheless, all these years and seemingly countless program launches later, the industry has yet to fully realize the potential of wellness initiatives.
Identifying and Managing High Cholesterol Reduces the Risk of Heart Disease and Stroke
Incorporating a health exam into the life insurance application process helps insurers identify unknown or undiagnosed conditions in applicants. And the best tool for measuring cholesterol is a blood test with a lipoprotein profile.
Have you noticed that the word invasive is being bandied about more and more often in underwriting-related articles and commentaries published online and in various industry publications? This is mainly being done by those advocating radical changes in underwriting practices.
The purpose of this paper is to discuss the insurability implications of low normal/ below normal ALT in the elderly… in the hope that insurers will consider adding appropriate guidelines for this finding at older ages.