Conditions within a country can change rapidly at any given time. When assessing and classifying an applicant’s travel related risk, it is important for underwriters to review the relevant U.S. Department of State Travel Advisory information in its entirety.
Complicated pathology reports can contain significant amounts of genetic information. It has become vital for insurance company medical directors, underwriters, and claims professionals to understand "driver mutations" present in, or absent from, a tumor's genome, well as targeted therapies and their mechanisms. This article will examine how genetics contributes to cancer development, treatment, and prognosis.
Although the hepatitis B vaccine (HBV) has been administered routinely at birth in the United States since 1991, the infection remains a global health hazard. Hepatitis B is frequently asymptomatic, so many acutely and chronically infected patients may be unaware of their condition. This article updates readers on advances in the understanding, treatment, and prognoses for this condition, as well as the underwriting and claims implications for life and health insurers.
Early Wins for OnePath's AI Insurance Underwriting Project
ANZ bank's insurance arm OnePath Life Insurance today revealed some early wins for its project with researchers at the University of Technology Sydney (UTS) which uses machine learning models and advanced analytics to improve the insurance underwriting process.
The Evolution of the Definition of Myocardial Infarction
Medical advances have led to an evolving definition of myocardial infarction. Once considered inevitably fatal, the condition is now survivable, and improvements in diagnosis have implications for pricing, underwriting, and claims models. This article traces the history of infarction, documents the current standardized position, and examines evolving technologies and medical opinion.
Have you noticed that the word invasive is being bandied about more and more often in underwriting-related articles and commentaries published online and in various industry publications? This is mainly being done by those advocating radical changes in underwriting practices.
The purpose of this paper is to discuss the insurability implications of low normal/ below normal ALT in the elderly… in the hope that insurers will consider adding appropriate guidelines for this finding at older ages.