Hank presented to reinsurer CEOs and COOs in Florida in January on underwriting issues they asked to hear about. These are the slides from Hank's lecture.
Milliman was engaged by the Society of Actuaries (SOA) to conduct research identifying laboratory tests that are not widely used in the life insurance industry but could have potential benefits for use in the life insurance underwriting process. This report presents the results of the research.
The incidence of kidney stones is rising worldwide, especially with increasing age and among women. The risk of developing a kidney stone has now risen to between 10 and 15 percent and is trending higher.
Over the last few years, ExamOne has developed a mortality risk assessment model capable of accurately determining the relative likelihood of premature death in the insurance applicant population. The model determines a percentile ranking of comparative mortality risk, normalized by age, gender and smoking status. We call the ranking a “risk IQ.”
While the STOLI market has largely subsided in recent years, it is still a good idea to reflect upon the changes that came about in underwriting as a result.
When the final annual sales figures start rolling in for life insurance sometime this quarter, they’re expected to show that 2011 was a solid, if unspectacular, year.
There's a saying in professional sports: don't listen to the fans, or you'll be sitting with them. But that's not the case for insurers, for whom customer experience is the watchword.
This report presents preliminary U.S. data on deaths, death rates, life expectancy, leading causes of death, and infant mortality for 2010 by selected characteristics such as age, sex, race, and Hispanic origin.
Binge drinking accounts for more than half of the estimated 80,000 average annual deaths and three quarters of $223.5 billion in economic costs resulting from excessive alcohol consumption in the United States.
From 1999 to 2008, the suicide death rate for persons aged 45–64 years increased overall (from 13.2 to 17.6 per 100,000 population) and for white men (from 22.6 to 30.7) and white women (from 6.7 to 9.4), whereas the rate did not change significantly for black men and women.
A Point/Counterpoint article debating the value of screening with treadmill exercise ECGs was published in the December issue of OTR and it is posted here with the permission of On the Risk, Journal o
