Practices related to the underwriting of older age applicants, typically ages 70 and older, are unique and evolving. While we continue to encounter a host of the most common impairments in this age group, such as coronary artery disease, stroke, cancer and diabetes, along with their inherent challenges, the elderly population presents additional concerns that are not always outwardly apparent, mentioned in an Attending Physician Statement (APS) or easily detected with routine underwriting tools.

185 million people are infected with the hepatitis C virus and 80% of them have a chronic form of the disease that can lead to cirrhosis and in some cases to liver cancer (hepatocellular carcinoma).

Gen Re is pleased to report results for its 2013 U.S. Individual Disability Market Survey, an industry benchmarking study covering Non-Cancelable (Non-Can), Guaranteed Renewable (GR), Buy-Sell and Guaranteed Standard Issue (GSI) product line results for 2012 and 2013. Eighteen insurance carriers participated in the survey representing over $4.7 billion of inforce premium. Of these companies, 16 offer Non-Can, 17 offer GR and eight offer Buy-Sell. Seven companies reported Non-Can GSI and five reported GR GSI.

Articles in the latest issue of Gen Re's Risk Insights include:

- No Easy Way Out: An Overview of International Trends in Suicide
- Suicide: Right to Die, Wrong to Claim?
- South African Group Mortality Experience
- Paying Assisted Death Claims - A UK Perspective

Individuals with chronic pancreatitis (CP) are at higher risk for cancer death and other comorbidities than those without CP, according to a study published in the April issue of Gastroenterology