Bringing together three laboratories, this informative session will provide insight into the development and potential of lab scoring. The presenters will discuss the background research, what to expect from a lab score, and how it may be useful to provide further value through improved risk stratification.
Enjoy a lively menu of the topics that underwriting executives are facing today: balancing production and quality, determining the correct underwriting requirements, risk management, simplified or non-bloodtested business. And for dessert, some advice about career development and opportunities for future underwriting executives.
Remote underwriting has been around for 10+ years and has changed dramatically over time. Three "remote experts" will share their thoughts on this evolution. Topics include: changes in production standards, connecting to co-workers, being a remote manager, and challenges in training and communicating remotely.
In early 2012, the Academy of Life Underwriting conducted a survey of US and Canadian companies on internal life underwriting audits. This session will highlight the results of that survey revealing the latest industry trends. You will also hear from industry professionals about their best practices, focused audits, and combining audit results with training.
Learn first-hand how to manage change and "reinvent yourself." Hear Michelle Ross's real life interview experience and learn what went right, what went wrong and why. Lorrie Tietze will explain the psychological perspective, what could have been done to avoid pitfalls, and how to come out the other side. Michelle and Lorrie will address issues on how to keep yourself safe and sane in light of possible layoffs, how to transition from technical to managerial positions, and how to stay connected in a remote world.
Big changes are afoot in the life insurance industry even if the tectonic shifts are not immediately apparent to U.S. policyholders or advisors who sell to them. With Moody’s, among other observers, downgrading the industry some experts are even questioning whether the sector will bear much resemblance to its present appearance.
Director of Clinical Services, Milliman Intelliscript Gain insight on how prescription information is acquired and analyze the limitations and challenges associated with conducting a thorough review of an Rx profile. Using case studies, this session will also explore the utility of a prescription rule engine and its value in contributing to consistent and efficient underwriting.
Explore ideas to expand your financial foundation by looking at tax returns, reviewing available valuation resources and tackling some common valuation issues, such as real estate and new start-ups. Enjoy the interactive features as Mike explains the benefits of what he calls FUNancial Underwriting.
Underwriting juveniles can be challenging, especially if your company doesn't have much experience with them. This workshop will focus on three of the most common impairments seen on juvenile applications — BMI issues, ADHD, and asthma — and will provide the tools to make informed risk selection decisions on young lives.
How has the relationship between direct writers and reinsurance companies changed? For the past two decades, Rick Flaspholer has surveyed direct writers about North American life reinsurance and related issues. Rick will present the just completed 2013 survey and will share his insight on the changes in direct writer/reinsurance relationships.
Developing an effective partnership between underwriting, medical directors, and pricing actuaries is essential. While they are three different disciplines, they come together in the most critical sense. With claim costs taking the majority of every premium dollar, even small discrepancies can lead to significant changes to profitability. Discover what works as our three presenters share their experiences.
Foreign risks in underwriting can result in foreign death investigations in Claims. Trends, best practices, and red flags for fraud will be covered in what will be a very interesting session. Foreign death case studies from an investigator's perspective will also be included.