Life insurance remains one of the most undersold categories of protection products, but insurers are working to change that through the adoption of technologies, such as e-applications, e-signatures and automated underwriting, that provide greater ease of doing business for their distribution forces. Technologies that minimize errors -- reducing not-in-good-order (NIGO) applications -- and speed policy delivery please agents and enable growth.

This report, which presents a preliminary statistical investigation on the geographic distribution of morbid obesity across the United States, provides insights and critical decision making information for health risk assessors and other relevant users.

Dr. Peter Diamandis is the chairman and CEO of the X Prize Foundation, which creates large incentive prizes intended to drive radical breakthroughs for the benefit of humanity. You’ve likely heard of the $10 million Ansari X Prize for private spaceflight, and perhaps you’ve heard of the $10 million Progressive Automotive X Prize for 100 miles-per-gallon equivalent cars.

Like telematics in auto insurance, telehealth in health insurance provides an opportunity for insurers to have a closer dialog with their policyholders and better manage their risk of loss. And it's growing at a similar rate: This week, three prominent insurers announced new telehealth initiatives.

Critical Illness claim adjudication is an important part of the risk management process. As such, it is important to recognize the unique skills required to properly adjudicate a Critical Illness claim so that the insurer provides fairly the benefits promised in the contract while protecting the insurer from paying claims for conditions outside of those intended and priced for.

Men with restless legs syndrome (RLS) have a significantly increased risk of mortality, independent of other known risk factors, according to a study published online June 12 in Neurology.